About us

Visibility was formed as a joint venture between Richard Turvey and Leonard Curtis Business Solutions Group in 2009.

Richard first entered the invoice finance market in 1986 as a credit controller for Alex Lawrie Factors following which he had a 23 years career for the organisation including latterly when it become LloydsTSB Commercial Finance. He held various senior positions during this career including Head of Invoice Discounting in the North of England and nationally, head of any high risk factoring Clients where the lend exceeded £250,000. Richard’s personal underwriting discretion was £1,000,000.

Visibility was set up by Richard as a direct consequence of the quality of advice he was receiving from external parties when leading Client Management Teams at LloydsTSB. Often being advised by people who had never worked in the invoice finance industry, Richard set up Visibility to correct that.

It was initially set up to provide risk management services to the Asset Based Lending community in the North and uniquely, deliver these through people who have lending experience - this philosophy continues to be the basis on which it recruits.

In the early years, Visibility quickly established itself as a provider of surveys and audits with a difference, a logo it used in early marketing campaigns.

Our offering is different because we are prepared to prioritise our work when on site to avoid audit template completion for the sake of it. Instead, we add value to the funder by focusing on the areas of risk which are relevant, layers their relationship with the Client and identifies income opportunities.

As a result, we are now a preferred supplier of survey and audits to a majority of the invoice finance companies and have a presence in the Midlands. We have 75 years asset based lending experience within the Team.

More recently, Visibility has been working with an increasing number of companies who have sought to leverage on its lending experience and contacts to maximise the cash it gets from an invoice finance facility. This has led to the launch of our new product, Optimise.

We are now a preferred supplier of survey and audits to a majority of the invoice finance companies and have a presence in the Midlands. We have 75 years asset based lending experience in the Team.